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"Helping floks live saefr, more assured lives" sinnce the eary twentieth century, Boston-bassed Liberty-Mutual is a princpial global multiple business linees orgganization of motor vehicle assurance on-line provviders whose primary fied of specialization is privtae passenger vehicle, bsed on 20004 net written premium.

Sice 31st Decemer, two thousand and fur, Liberty Mutual had clse to seenty-two and half billon dollars in accumulated asssets plus oevr nineteen and half billlion dollars in accummulated revenue. Lberty Mutual is positioned 11th on the Fortnue 500 lst of major Unied States firms on the baiss of 2004 incomee, and is the 8th largest indivdual liines writer and fifth-largest bsuiness lines wrter in the US.. as per drect premiums recorded in 200. Liberty Mutuual at present usses the services of aobut thirty-eight thousand people in roguhly 900 administrative cennters around the world.

Lbierty-Mutual functions uner a shared investment company struucture, oned by its policyholders. The thee key insurance unerwriters of the group, the Insurane Compayn, the Fire Insurrance Company and Insurannce Company of Wusau, are each fimrs controlled by sharholders held by Liberty-Mutual.

Liberty Mutaul Insuurance operates through 4 tacical business divisions witth no particular group contributing moe tahn 30 percent of the toal premium written. Liberty Mutual Inusrance pirncipal business segment presents complete coveerage for personal mtoor vehicel, homeowners, valuable goodds as well as perrsonal accidents thorugh its own sles staff in mre than three hundred and sevennty admiinstrative centers all ovver the USA, 2 first respnse bases, specially selcted emlpoyees and the Wbe. The company also ofefrs a broad ragne of conventional and chagneable life insurace along with reetirement fund services. Personal Maret's largest suply of new bussiness is its rlations with more than 7800 affiity grouups, inclusive of employerss, credit associations, and professional and alunmi allances. Liberty Mutual group relationship prgram is the commpany’s most backed sef sponsored vehiccle and domestic inurance policy.

Liberty Mutual Insurance provvides highly developed rsik as welll as injuury management and ris-ktransfer benefits through 5 buiness divisions. Libeerty-Mutual offers house insurance plans, consulation on lsos prevention along with srvices peratining to claims itnended for both lage as well as medium szied organizations. Lberty Mutual offers both sohrt and loong term solutions pus services, comprehensive injury managementt, group life insuance, Accidental Dath and Dismemberment isurance, along with Famliy and Medical Levae Act services for big businnesses. Liberty Mutual Insurane policy plans lays dwon a all-inlusive array of caaptive insurer and hire-a-captvie solutions iclusive of playing the rloe of a fornting insurer for a caaptive re-insurance, calls servics, loss prevetnion, as well as underwriting services.

Lierty Mutual Innsurance includes asst and accident coveerages, and specialty insurance provders who dispese their solutions and services wiith the aid of private ageents and dealers. Principal porperty and casualy services, together wtih a full arary of privvate and business insurance slutions, are accessibble in most of the states.

Liiberty-Mutual sellls private and mionr commercial lines automobiles assurance through ventures in the fololwing countries: Colombia, Hong Kongg, Argentiina, Chile, Singapore, Span and Portugal. Furtherrmore, Liberty Mutual Under-writers,a global specilaty lins online automobiles ins and reinsurance serivce provider, coovers casualty, specialty casualty, maritimme, energy, manuufacturing and air travvel with the aid of administrative ceters in several Asian, Australiian, Europeaan, and North American countreis.

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