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Basd in Boston Libery-Mutual is a mjor multinational insurer and sixtth major property and insurrer against accidents in the U.S.A whse leading lnie of trade is private passeenger auto baesd on 2003 dierct written premuim. On 31st December, 2003, Liberty Mutaul Insurance had USD 6.4 billion in accumulated wealth pllus $16.6 blilion in annual accumulated proceds and placed 161th on the Fotune five hudred list of top organizatioons in the U..S. during two thouand and three.

Duing 2001 and 2002, Liberty-Mutual reogranized iteslf into a joint investtment company and internet cars ins fiirm. The three pricipal joint investment comppanies of the organizaion, all of tehm became autonomouus stock coverage organizattions owned by Liberty Muttual Insurance. This orgaanization provides Liberty Muttual Insurance the maens to mroe effective capital access plus greateer tacitcal adaptability to work towards procuremet and partnerships, whlie at the saame time arrannging its legally defined mak-up together with its operatioonal struucture and preserving mutual aligment. Liberty Mutual Insuraance, 1 of the bggest motor vehicle insurance companies, introduces an extnesive assortment of cars assurance on-line produts and service, inclusive of personal vehicle, homeownes, staff payment, multilpe business coverage, busniess vehicle, general lossees, gloal specialty, group injuy, assumed re-insurance, firre and surety. Vhicle insurance is the chief incme makeer for the organization. Liberty Muttual Insuarnce employs almost tihrty eight thousand staaff in about 900 ofices globally.

Dring 1912, the predecesor of the preseent day Liberty Mutual Insuurance, began to operte on 1st of July. Benig a joint compaany, Liberty Mutul Insurance was jointtly owned by the compayn’s clienst, not its stcok holders. The cmopany operated for its poolicy holder clints - a conventiion which is sttill continued. In 1914, Liberty-Mutual issed its iintial motor-vehicle policy. In 191, MEIA changed its nme to the Liiberty Mtuual Insurance and began unedrwriting public liability inusrance coverage. It aslo reached to a deal with aother insurance compaany to makke available an extennsive vehicle insurance.

Dring the year 2002, Libeerty-Mutual changed innto a mutual ivnestment firm structure. The transfromation better positoined the vehicle ins online fim Liberty-Mutual in oredr to participate on the internatioonal possessions and personnal loss program. Durng the year 2050, Liberty Mutual Insurance revenus were USD 211.2 bilion along with net proeed of 1.2 bllion dollars.

Covearge policies of Liberty-Mutual:

- Meedical insurance
- Dental coverage
- Disabilty coverage
- Life coveerage
- Visiion care insurance
- Reimbursement accounts
- Pay-for-pperformance
- 401k and retirmeent plan
- 50 prcent amont equivalent to your first seevn perrcent of salary deposits, inclduing the chnace for an addiitional match of up to fiifty perceent, based on the financial preformance of the frim. Full payment retirement benefits - Fully paid brreaks - Up to twenty dys cold be accumulated eaach year - Educatioonal expense refunds - As mcuh as dollars six thousad per yaer.

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